How to Ensure a Smooth Home Purchase
Figuring out what you can afford, understanding your cash flow, and getting a pre-approval are a few of the steps you should take to ensure a smooth home purchase. Learn what else you should consider.
Learn moreIf you're a homeowner looking to buy your next home, we can help
Let us show you the best way to navigate the property ladder.
As an existing homeowner, looking to buy your next home, you've got a lot options. When you work with us, we'll walk you through the process from start to finish together. You'll never be left guessing as to the next steps. Here's the plan.
The three-step plan
A clear way forward.
01
Get in touch
If you're looking to buy your next property, the best place to get started is to connect with us directly. Complete an application, send a message or schedule a call, we'd love to hear from you!
02
Create a plan
Do you buy first or sell first? Can you use the equity from your existing home as a downpayment? Can you keep your existing property? These are just some of the questions we'll work through together.
03
Bring it together
Once you have a plan in place, you'll want to work with an experienced professional that can bring it all together. Expect to be in close contact with us through the entire process. We'll be with you every step of the way.
Don't let the uncertainty of the housing market stop you from moving forward with confidence
Let's look at all your options and put a plan in place.
Resources to help you navigate the property ladder and secure mortgage financing
An Overview of the Home Buying Process
If you’re planning to buy either your next home, let’s assess your creditworthiness, take a look at your income, plan for a down payment, and nail down exactly how much you can afford to borrow.
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Bridge Financing and Deposit Lending
If you’re looking to sell your existing property to buy something else, and you’d like to take possession of the new property before the sale of your existing property goes through, you need bridge financing.
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3 Questions To Ask Yourself Before Listing Your Home!
If you’re selling a property and plan to move from your existing property to another property you will be purchasing, make sure you have worked through mortgage financing ahead of time. It pays to plan.
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Porting Your Mortgage
Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate to a new property if you’re selling your existing home and buying a new one.
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Can you Trust Online Mortgage Calculators?
While online calculators are great to run some numbers and estimate mortgage payments, they shouldn’t be relied on for mortgage qualification purposes. Learn more about the mortgage process.
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How to Handle Missed Payments
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, here’s the plan for you to follow.
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Buying a Second Property
Whether you’re looking to buy a vacation property, start a rental portfolio, or help accommodate a family member, there are many reasons to buy a second property while keeping your existing property.
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What is a "No-Frills" Mortgage?
When securing mortgage financing, your goal should be to lower your overall cost of borrowing, not just look for the lowest rate mortgage. Learn more about how no-frills mortgages can be a trap.
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Improving Your Credit Score
Did you know that roughly 20% of credit reports have misinformation on them? Learn more about how regularly reviewing your credit report is an integral part of credit management.
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Before you Co-Sign a Mortgage
Co-signing on a mortgage for someone is a great way to help them get ahead in life. However, as it could have a significant impact on your financial future, there are considerations.
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Locking in a Variable Rate Mortgage
If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, the first thing you can expect is to pay a higher interest rate over the remainder of your term. Learn more about what happens when you lock in a variable rate mortgage.
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